I share this to encourage you not to hold yourself back by waiting for the right time.
Evaluate your reasoning. Are you delaying returning to school because you want to be financially stable, or because it’s not the right time and you have a 5 year plan that puts you on track to return to school at a certain age?
Similarly, it can be helpful to reward yourself for certain habits, like buying that thing on your wishlist as a reward for saving money. But don’t forget to reward yourself just because.
If you want a nice dinner, a spa day, to see a movie, whatever it is…go do it. Because you’re alive and you deserve to. It doesn’t have to be special. You make it special.